Farmowners and Ranchowners

Available in Alabama, Mississippi and Tennessee only.

Your farm and ranch operations face a variety of property, casualty and automobile risks. These exposures may include fire, weather, theft, injury to guests, livestock on roadways and vehicle accidents. Berkley Southeast Insurance Group caters to the special needs of your agricultural operation.

Package Policy

The Berkley Southeast Insurance Group's comprehensive package policy for farmowners and ranchowners offers a wide range of coverage options. This enables your independent agent to customize coverage to fit your specific needs.

Basic coverage includes:

  • Farmowner Comprehensive Liability – Personal and farm liability, damage to property of others, medical expense coverage.
  • Dwelling and Personal Property – Covers primary residence, household personal property as well as other dwellings occupied by employees, partners, relatives and tenants.
  • Farm Personal Property – Provides coverage for equipment, tools, grain and livestock.
  • Farm Buildings – Protects against loss to buildings, grain storage tanks and other farm structures.

Coverage Options

Your agent can help you further personalize your coverage with these options:

  • Basic, Broad, or Special Perils
  • Replacement Cost on Buildings
  • Replacement Cost of Contents
  • Scheduled Personal Property Including Jewelry, Firearms and Property Fine Arts
  • Computer Equipment
  • Animal Collision
  • Recreational Vehicles
  • Earthquake
  • Watercraft Liability
  • Custom Farming
  • Automobile Liability and Physical Damage
  • Excess Liability

These descriptions provide general information only. This is not a statement of contract and does not constitute a binder of insurance. Any coverage advertised herein is subject to the terms and conditions of the policy.

Acadia Insurance Company • Continental Western Insurance Company
Firemen's Insurance Company of Washington, D.C. • Union Insurance Company • Tri-State Insurance Company of Minnesota